Knote is Australia’s trusted direct lender for business owners, entrepreneurs, and investors who need quick access to capital — even when the banks say no. We help you fund deals, bridge finance gaps, and unlock cash flow — all secured against your existing equity.
Gap funding covers the difference between bank loans and your project needs.
Knote helps businesses and investors access fast, secured loans by using existing property or asset equity, perfect for shortfalls or sudden opportunities.
We offer fast, flexible short-term loans secured against your existing equity through second mortgages, caveats, or same-day first mortgage funding.
Ideal for urgent settlements, business purchases, bridging finance, or unlocking asset value.
Quickest to Money – Here’s How It Works
Tell us your needs in under 5 minutes
AI + Business experts assess your equity and opportunity
Most Decisions under 4 hours and Same-day Settlements
Gap funding covers the difference between bank loans and your project needs.
Knote helps businesses and investors access fast, secured loans by using existing property or asset equity, perfect for shortfalls or sudden opportunities.
We offer fast, flexible short-term loans secured against your existing equity through second mortgages, caveats, or same-day first mortgage funding.
Ideal for urgent settlements, business purchases, bridging finance, or unlocking asset value.
We fund what banks reject — second mortgages, caveats, and fast turnaround loans for business growth and commercial opportunities.
Got a great investment opportunity but can’t wait for bank delays? We’ll fund it in 24–48 hours.
Your ABN is too new for the bank? We fund businesses from day one, using property as security.
Need $300K for a commercial acquisition, but the bank only approved $200K? We’ll fund the rest with a 2nd mortgage.
Want to release equity from an investment property to fund a business project? We can caveat it.
