To keep your business running smoothly!
*Knote Loans are subject to eligibility criteria
Are you in need of short term business loans to keep your small business on track? Need short term business funding to manage your cash flow? If so, Knote is your short term private business lender. It is an online platform providing AI-based assessment to approve short term business loans in Australia for up to $50K for businesses.
When you file a loan request, your short-term loan application could be accepted in as little as 4 hours with possible funding within a day. We provide short term loans instant approval.
A short-term business loan releases the financial burden that comes with late payments, pending invoices, purchase of new assets, equipment, and more. With a loan repayment term of up to one year, you can stay confident that Knote will help you when the banks and other lenders refuse.
A short-term business loan is a financing option that businesses use to get quick access to cash, usually for less than a year. The repayment period can extend up to 24 months. These loans are often helpful for businesses dealing with cash flow problems or those who cannot get a traditional loan from a bank.
A short-term commercial loan can be used for various business expenses, such as inventory, payroll, or unexpected bills. Unlike other types of loans, short-term cash business loans offer faster access to funds, but they come with higher interest rates and need to be repaid quickly. This makes them useful for urgent financial needs, but they require careful planning to avoid financial strain.
Minimum $50,000 gross annual turnover
Minimum 1 year in business
No bankruptcy
Minimum 500 business credit score required
Up to six months of recent bank statements
Line of credit or credit score
Knote is an innovative platform designed by industry experts to solve real-world financing challenges with practical solutions with no hassles and no paperwork. Whether you need short term business funding to order fresh stock, invest in new equipment, or pay an emergency bill, our short term business loans have got you covered. When your regular bank says no, we say yes with our cash flow invoice product. Some reasons to choose us are:
Knote lends eligible business owners anywhere from $5K to $50K in funding to meet their emergency financial needs. You can borrow this amount over the terms of 6 months to a year or two.
The amount you can borrow depends on your financial history, your business’s credit score, and your recent bank statements. If you’ve never had a bad credit score, our AI assessment will consider you the best applicant for funding.
With an approval decision in as little as 30 minutes, we are committed to providing you with the much-needed short term cash business loans as quickly as possible.
At Knote, we provide flexible repayment plans that don’t risk your financial stability. We know that if you are in need of a loan, you are actually struggling to meet your finances. So, to ease your financial burden, we provide easy repayment options for as little as six months to as long as 24 months.
The repayment period depends on your loan amount and the term length. We provide flexible repayments so that you can pay off your loan faster if you want to.