Knote Express™
(Caveat / Ultra Short-Term)

Immediate access capital

Fast capital when time is critical

What Is Caveat Funding?

Caveat funding is a very short-term loan secured by lodging a caveat or charge over a property, allowing rapid access to equity without full mortgage registration.

This product is designed for urgent scenarios where speed outweighs structure.

When to Use Caveat Funding

Immediate settlement requirements

Bridging very short funding gaps

Business cashflow urgency

Auction or deposit funding

Temporary liquidity needs

Eligibility Criteria

Borrowers typically qualify if

Purpose

Commercial /Investment purpose only (no consumer credit)

Security Property

Residential, commercial, industrial, or land

Location

Australia‑wide

Ownership

Individuals, companies, or trusts

Urgency

Need funds within 24–48 hours

Exit Strategy

Strong, near‑term exit (sale, refinance, incoming funds)

Credit Profile

Flexible—distressed or urgent scenarios acceptable

Minimum Loan Amount

$50,000 - $150,000

Key Features

FeatureDetails
Security Caveat / Property Charge
Loan Term Up to 3 months
LVR Lower than mortgage products (case dependent)
Approval Time Same‑day / 24 hours
Documentation Minimal
Close Great Commercial Deals Faster with Gap Funding

Cost Overview (Indicative)

Fees:

Access equity without disrupting your existing finance structure.

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