A second mortgage is a property-backed loan secured behind an existing first mortgage, allowing borrowers to access additional capital without disturbing their primary loan.
Knote specialises in structured second mortgage lending for scenarios where traditional lenders are unable to meet full funding requirements.
Commercial /Business/Investment purpose only (no consumer lending)
Residential, commercial, industrial, land, or development sites
Australia‑wide
Individuals, companies, or trusts
Sufficient equity to support total LVR (up to 90% residential / 80% commercial)
Flexible–impaired credit acceptable
$100,000-$5,000,000 (tailorable to scenario)
| Feature | Details |
|---|---|
| Security | Second Mortgage (behind existing lender) |
| Loan Term | Up to 12 months |
| Max LVR (Residential) | Up to 90% |
| Max LVR (Commercial) | Up to 80% |
| Approval Time | 24-48 hours |
Fees:
Access equity without disrupting your existing finance structure.
