1st Mortgage Loan

Fast Funding for First Mortgage Loans

To help you purchase property without delays

*Knote Loans are subject to eligibility criteria

What is 1st

Mortgage Loan?

A 1st mortgage loan is the primary loan secured against a commercial or investment property—not just homes. It’s called “first” because the lender has first priority if the property is sold or repossessed.

Whether you’re buying property for your business, investing in commercial space, or refinancing an existing loan, this option helps fund major purchases with competitive rates and flexible terms. And if there’s a gap in your loan amount, Knote can help bridge it.

1st Mortgage Loan By Knote

Knote connects you with a network of private first mortgage lenders, offering fast, flexible funding for business or investment purposes. With approvals in as little as 24 hours, we make the process quick and simple—no lengthy documentation, no hidden fees, and flexible repayment options tailored to your needs.

Our 1st mortgage loans are secured against commercial or investment property, making them ideal for businesses seeking capital, investors acquiring property, or borrowers looking to refinance and access equity.

With competitive rates and customised solutions, Knote also steps in when there’s a shortfall in your funding—helping you bridge the gap and move forward with confidence.

You can benefit from a 1st mortgage loan if you are:

Business Owner

Looking for fast access to capital for growth, operations, or property acquisition

Property Investor

Needing quick funding to purchase or refinance investment properties

Refinancing Your Loan

Wanting to unlock equity or secure better terms on an existing property loan

Make Property Ownership Happen Faster with a 1st Mortgage Loan

Buying a commercial property or need funds for your business? Knote’s 1st mortgage loan helps you access money fast, without delays or complex paperwork. Get funding on the same day, even with minimal documentation and no credit check required for small business loans, property investment, or general business needs.

Our 1st mortgage loans come with no lock-in period — use the funds for a short time or as long as you need. You can repay anytime without extra charges, giving you full control of your repayments.

Whether it’s a commercial purchase, refinancing, or funding for your next business move, we offer private lending solutions that work fast — just like you do.

get quick access

to private loans

Knote lends to eligible business owners seeking to invest in real estate and meet urgent land buying needs. You can borrow funds over flexible terms ranging from 1 month up to 1 year.

We help real estate investors capitalise on opportunities by providing fast, flexible, and reliable private money loans.

Eligibility Criteria for Private Lending:

  • Active ABN or ACN (even if held for just 1 day)
  • At least 6 months in business
  • Monthly sales of $5,000 or more

Why Choose Knote for 1st Mortgage Loans?

Buying a commercial property or growing your business? At Knote, we make sure funding isn’t what slows you down. Whether you’re investing in property, refinancing, or need quick business funds, our private lending solutions are fast, flexible, and built around your needs. With quick approvals and minimal paperwork, our 1st mortgage loans help you move forward—on your terms.

Flexible Mortgage Options

Every borrower has different needs. That’s why we offer tailored solutions with no lock-in periods, no early repayment fees, and low documentation requirements—making it easier to get the right loan without the stress.

Fast Property Funding

With same-day funding available, our 1st mortgage loans help you secure or refinance property fast—so you don’t miss key opportunities.

Smart, AI-Driven Approvals

With quick AI assessment and human experts, minimal paperwork and no credit checks required for small business loans, we simplify the process so you can focus on your next big move.

Secure Fast 1st Mortgage Loans to Own Property Sooner — Without the Delay

Found the right property for your business or investment? Don’t let funding hold you back. With Knote, you can access fast 1st mortgage loans through private lenders—right when you need them.

Whether you’re buying a commercial property, refinancing, or bridging a funding gap, we help you secure the deal and move forward with confidence.

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