To access funds without refinancing first mortgage
*Knote Loans are subject to eligibility criteria
A second mortgage loan lets you tap into the equity of your existing property without touching your first mortgage. It’s a smart solution when your primary loan doesn’t fully cover your business funding needs. Whether you’re bridging a shortfall, expanding operations, or covering urgent business costs — Knote helps you access funds fast, with your property as security.
With a strong network of private second mortgage lenders, Knote helps business owners unlock equity from their existing property quickly and easily. With approvals often within 24 hours, you get access to funds without credit checks, heavy documentation, or lock-in periods.
Second mortgage loans are ideal when your primary loan doesn’t cover the full funding you need for your business. Whether it’s for bridging finance, expansion, or urgent operational costs – Knote offers flexible, secured lending designed for business needs.
You may benefit from a second mortgage loan in Australia if you are:
Access equity without touching your first mortgage to fund business growth or expenses.
Bridge shortfalls in your business loan or cash flow with a fast, secured solution.
Leverage property equity to seize new business opportunities without refinancing.
Already have a mortgage but need extra funds for your business? Knote’s second mortgage loans let you access the equity in your existing property without refinancing your first loan.
With fast approvals, minimal documentation, and no lock-in period, we make funding easy and efficient.
Whether you’re bridging a shortfall, expanding operations, or covering urgent business costs, our AI-driven process delivers quick, tailored approvals, so you can focus on moving forward.
At Knote, we work with trusted private lenders to offer flexible second mortgage solutions designed specifically for business needs. As one of Australia’s fastest loan providers, we assess your situation quickly and release funds when you need them most.
Knote provides private funding to eligible business owners looking to invest in commercial land or real estate. Whether you need $10K or more, we offer flexible loan options designed to help you complete your land purchase transactions with confidence. Repayment terms range from 1 month to 1 year.
We specialise in fast, adaptable, and reliable private funding—helping business owners secure great opportunities without delay.
Eligibility Criteria to Apply:
Need extra business funds without refinancing your current mortgage? Knote’s second mortgage loans let you unlock the value in your property quickly and easily, no need to touch your first mortgage.
Enjoy no lock-in contracts, no early repayment penalties, and minimal paperwork, giving you full control over your loan.
We provide quick approvals and same-day or next-day payouts, so you can cover expenses or seize growth opportunities without delay.
Our AI-driven process, combined with expert human review, delivers smart, fast decisions—no credit checks or long waits.
