Gap funding gives you the difference between what your bank approves and what your project genuinely requires. In a competitive commercial environment, the ability to bridge that gap quickly can protect deals and unlock new possibilities.
Knote provides secured finance by leveraging existing equity, making it suitable for urgent timelines, shifting project costs, or unexpected financial hurdles. Our lending solutions include second mortgages, same-day first mortgage options, and gap funding in Sydney, designed to keep time-sensitive transactions moving.
This type of funding is ideal for fast settlements, business acquisitions, bridging needs, and releasing equity for growth.
Some opportunities fall outside bank requirements, but that doesn’t mean they should be out of reach. Knote supports these situations through first mortgages, second mortgages, and caveat loans in Sydney, offering practical lending tailored to real business conditions.
We provide quick approvals, a simple process, and funding in 24–48 hours, because your time and goals matter.
| Criteria |  |
Traditional Banks |
|---|---|---|
| Time to Funding | Same-day funding possible | Takes 2–6 weeks |
| Type of Security | 1st & 2nd mortgages, caveats, guarantees | 1st mortgage only |
| Credit Check Requirement | No credit check required to apply | Credit check generally compulsory |
| Documentation | Minimal to no documentation | Extensive documentation |
| Reuse Facility | Reuse facility available within 90 days | No reuse facility available |
| Lock-in Period | No lock-in period – use funds for a day | Typically 30 to 120 days |
| Repay Period | Repay anytime without penalty | Usually more than a year |
Knote was built by seasoned investors who understand how important timely finance is in a competitive market. Businesses often need quick access to capital – whether for acquisitions, equipment, stock, settlements, cash flow, or when traditional unsecured lending takes too long.
As a trusted provider of short-term business loans in Sydney, we help business owners, developers, and investors secure capital without unnecessary delays. When deadlines are tight or new opportunities open up, slow responses from banks can stop progress. Knote’s flexible lending ensures your plans can move forward with confidence.
We fund what banks reject — second mortgages, caveats, and fast turnaround loans for business growth and commercial opportunities.
Securing your first mortgage for a commercial or investment transaction? Access a seamless, hassle-free financing solution without delays.
Need to unlock additional capital for your business? We provide a 2nd mortgage in Sydney to help you release equity and meet your funding goals.
Investing in land for commercial builds? We provide fast land banking in Sydney to help you acquire prime development sites.
Need extra cash to manage daily operations?
Get up to $50,000 working capital loans in Sydney to support your ongoing business needs.
Want to fund a business using investment property equity? We can release it with a caveat.
Business funding made simple: secure capital with crypto-backed loans tailored to commercial transactions
Businesses run on momentum, so we prioritise quick approvals to keep operations moving.
Knote provides fast, flexible finance supported by expert assessors, offering private lending in Sydney for equity-backed opportunities and long-term commercial growth.
Whether you’re expanding, investing, or dealing with a time-critical moment, Knote delivers fast, flexible support and property funding in Sydney to help your business move forward.
