Gap funding provides the extra capital your project needs when traditional finance doesn’t cover the full amount. In fast-moving commercial environments, bridging that gap quickly can determine whether you secure a deal or miss it altogether.
Knote offers secured lending using your current equity, making it suitable for urgent timelines, rising project expenses, or unexpected financial demands. Our options include first mortgages, second mortgages, and gap funding in Brisbane, designed to keep your transaction on track.
This funding works well for quick settlements, acquisitions, bridging scenarios, and equity release opportunities.
Not every opportunity fits the criteria banks require. Knote steps in with targeted lending solutions using business or property assets as security. Through first and second mortgages, as well as caveat loans in Brisbane, we offer lending designed to meet real operational needs.
We provide quick approvals, a simple process, and funding in 24–48 hours, because your time and goals matter.
| Criteria |  |
Traditional Banks |
|---|---|---|
| Time to Funding | Same-day funding possible | Takes 2–6 weeks |
| Type of Security | 1st & 2nd mortgages, caveats, guarantees | 1st mortgage only |
| Credit Check Requirement | No credit check required to apply | Credit check generally compulsory |
| Documentation | Minimal to no documentation | Extensive documentation |
| Reuse Facility | Reuse facility available within 90 days | No reuse facility available |
| Lock-in Period | No lock-in period – use funds for a day | Typically 30 to 120 days |
| Repay Period | Repay anytime without penalty | Usually more than a year |
Created by experienced business and property investors, Knote understands the need for swift financial support. Many organisations require quick access to capital for equipment, stock, settlements, growth initiatives, or unexpected shortfalls—especially when unsecured lending from banks is delayed.
As a trusted provider of short-term business loans in Brisbane, Knote ensures business owners, developers, and investors can progress without being restricted by long approval processes. When deadlines tighten or new opportunities arise, slow responses can become a hurdle. Our flexible lending helps you move forward confidently.
We fund what banks reject — second mortgages, caveats, and fast turnaround loans for business growth and commercial opportunities.
Securing your first mortgage for a commercial or investment transaction? Access a seamless, hassle-free financing solution without delays.
Need to unlock additional capital? We offer 2nd mortgage in Brisbane options that let you release equity and strengthen your funding position.
Planning ahead for future development? Our land banking finance in Brisbane solutions help you secure valuable sites early and hold them for long-term growth.
Want funding for seasonal fluctuations? Get fast working capital loans in Brisbane designed to support daily expenses & emergencies.
Want to fund a business using investment property equity? We can release it with a caveat.
Business funding made simple: secure capital with crypto-backed loans tailored to commercial transactions
Our team delivers clear, strategic lending designed to support your business goals with minimal complexity.
With adaptable lending criteria, including a 1-day ABN requirement and no lock-in terms, we tailor options to suit changing business conditions, including cash flow loans in Brisbane for everyday financial stability.
Combining expert assessors with efficient processes, Knote provides rapid approval pathways and fast business loans in Brisbane for clients who can’t afford delays.
When traditional banking falls short, Knote supports businesses with direct private lending in Brisbane, offering reliable capital backed by existing equity.
Investors looking to expand portfolios can access streamlined property funding in Brisbane, supporting purchases, refinancing, and development plans.
