Gap funding covers the difference between what a lender is prepared to offer and the amount your project truly needs. In fast-moving commercial situations, being able to bridge that shortfall quickly can keep plans on track.
Knote provides secured finance using existing equity, making it suitable for tight deadlines, shifting costs, or unexpected funding requirements. Our solutions include first mortgages, second mortgages, and gap funding in Darwin, designed to support time-sensitive transactions.
This approach works well for urgent settlements, business purchases, bridging needs, and releasing equity for growth.
Not every opportunity fits traditional lending criteria. Knote supports these scenarios through first and second mortgages, along with caveat loans in Darwin, offering practical lending aligned with real business needs.
We provide quick approvals, a simple process, and funding in 24–48 hours, because your time and goals matter.
| Criteria |  |
Traditional Banks |
|---|---|---|
| Time to Funding | Same-day funding possible | Takes 2–6 weeks |
| Type of Security | 1st & 2nd mortgages, caveats, guarantees | 1st mortgage only |
| Credit Check Requirement | No credit check required to apply | Credit check generally compulsory |
| Documentation | Minimal to no documentation | Extensive documentation |
| Reuse Facility | Reuse facility available within 90 days | No reuse facility available |
| Lock-in Period | No lock-in period – use funds for a day | Typically 30 to 120 days |
| Repay Period | Repay anytime without penalty | Usually more than a year |
Knote was established by experienced business and property investors who understand the importance of timing. Many businesses require quick access to capital for equipment, inventory, settlements, working capital, or when unsecured bank finance takes too long.
As a trusted provider of cash flow loans in Darwin, Knote helps business owners and investors maintain stability and respond quickly to financial demands without unnecessary delays.
We fund what banks reject — second mortgages, caveats, and fast turnaround loans for business growth and commercial opportunities.
Securing your first mortgage for a commercial or investment transaction? Access a seamless, hassle-free financing solution without delays.
Need to unlock additional capital without refinancing your primary loan? We provide 2nd mortgage in Darwin that allows you to access existing equity to meet funding goals.
For those planning ahead, Knote offers land banking finance in Darwin, helping you acquire and hold land intended for future commercial or development use.
Want to fund a business using investment property equity? We can release it with a caveat.
Business funding made simple: secure capital with crypto-backed loans tailored to commercial transactions
We offer adaptable lending criteria, including approval with a 1-day ABN and repayment flexibility, along with tailored options such as property funding in Darwin.
Supported by experienced assessors and efficient processes, Knote provides quick funding options, including private lending in Darwin for equity-backed opportunities.
