Knote is a trusted direct lender for business owners, entrepreneurs, and investors in Hobart who need fast access to capital when traditional banks can’t move quickly enough. We help you secure funding for opportunities, bridge finance gaps, and stabilise liquidity by unlocking the equity you already hold.
Gap funding covers the shortfall between what banks are prepared to lend and what a project actually requires. In a market where timing matters, gap funding in Hobart solutions allows businesses to move forward without delays caused by funding limitations.
Knote structures secure, short-term lending by leveraging existing property or asset equity to support urgent timelines, unexpected costs, or time-sensitive opportunities. Funding options include second mortgages, same-day first mortgage solutions, and caveat loans in Hobart.
This type of finance is well-suited to urgent settlements, acquisitions, bridging requirements, equity release, and fast-moving commercial or property opportunities.
Not every opportunity fits strict bank criteria. Knote supports deals that others decline by securing loans against business or property assets. Through flexible private lending in Hobart, we deliver practical funding solutions using first mortgages, second mortgages, and caveat structures built for real business needs.
We provide quick approvals, a simple process, and funding in 24–48 hours, because your time and goals matter.
| Criteria |  |
Traditional Banks |
|---|---|---|
| Time to Funding | Same-day funding possible | Takes 2–6 weeks |
| Type of Security | 1st & 2nd mortgages, caveats, guarantees | 1st mortgage only |
| Credit Check Requirement | No credit check required to apply | Credit check generally compulsory |
| Documentation | Minimal to no documentation | Extensive documentation |
| Reuse Facility | Reuse facility available within 90 days | No reuse facility available |
| Lock-in Period | No lock-in period – use funds for a day | Typically 30 to 120 days |
| Repay Period | Repay anytime without penalty | Usually more than a year |
Founded by experienced business and property investors, Knote was created to deliver smart, adaptable finance solutions for local businesses. Companies often require rapid access to capital for acquisitions, settlements, inventory, equipment upgrades, or managing short-term funding gaps, especially when unsecured bank lending moves too slowly.
Knote delivers fast business and property funding in Hobart for entrepreneurs, developers, and investors. When a settlement date approaches or a time-sensitive opportunity arises, delays can be costly. Our flexible lending options help you act decisively and stay ahead.
We fund what banks reject — second mortgages, caveats, and fast turnaround loans for business growth and commercial opportunities.
Securing your first mortgage for a commercial or investment transaction? Access a seamless, hassle-free financing solution without delays.
Need to unlock additional capital? We offer 2nd mortgage in Hobart options that let you release equity and strengthen your funding position.
Planning ahead for future development projects? Knote offers land banking finance in Hobart to help secure strategic sites early and hold them for long-term growth.
Want funding for seasonal fluctuations? Get fast working capital loans in Hobart designed to support daily expenses & emergencies.
Want to fund a business using investment property equity? We can release it with a caveat.
Business funding made simple: secure capital with crypto-backed loans tailored to commercial transactions
At Knote, our team delivers clear, commercially focused lending strategies designed to support your goals without unnecessary complexity.
Knote simplifies commercial lending with practical assessments and fast decision-making.
We streamline approvals to help businesses maintain momentum and minimise disruption.
Qualify with a 1-day ABN, avoid lock-in terms, and access tailored solutions, including working capital loans in Hobart to manage day-to-day needs.
Combining efficient systems with experienced assessors, Knote delivers rapid outcomes and same-day funding, including support through cash flow loans in Hobart.
When traditional banks fall short, Knote provides solutions such as 2nd mortgage in Hobart funding to unlock additional capital using existing equity.
Whether you’re expanding operations, investing, or navigating a time-critical challenge, Knote delivers flexible funding designed to help your business move forward.
