Gap funding bridges the difference between what a bank is prepared to offer and what your project truly needs. In today’s competitive business and property environment, having that extra support makes all the difference.
Knote provides quick, secured lending by using your available equity, giving you a fast solution when unexpected costs or tight timelines arise. We offer short-term options through second mortgages, same-day first mortgages, or caveat loans in Geelong designed for urgent scenarios such as settlements, business purchases, bridging finance, or releasing equity.
We provide quick approvals, a simple process, and funding in 24–48 hours, because your time and goals matter.
| Criteria |  |
Traditional Banks |
|---|---|---|
| Time to Funding | Same-day funding possible | Takes 2–6 weeks |
| Type of Security | 1st & 2nd mortgages, caveats, guarantees | 1st mortgage only |
| Credit Check Requirement | No credit check required to apply | Credit check generally compulsory |
| Documentation | Minimal to no documentation | Extensive documentation |
| Reuse Facility | Reuse facility available within 90 days | No reuse facility available |
| Lock-in Period | No lock-in period – use funds for a day | Typically 30 to 120 days |
| Repay Period | Repay anytime without penalty | Usually more than a year |
Backed by seasoned business and property investors, Knote delivers flexible, common-sense finance for the local business community. Many companies rely on timely access to capital, whether for investments, equipment upgrades, stock purchases, cash-flow support, or when unsecured loans take too long to process.
As a trusted provider of commercial loans in Geelong, Knote offers fast and dependable lending for business owners, developers, and investors who need certainty and speed. When deadlines approach or opportunities arise suddenly, slow-moving banks can create costly delays. Knote’s adaptable funding ensures you stay ahead.
We fund what banks reject — second mortgages, caveats, and fast turnaround loans for business growth and commercial opportunities.
Securing your first mortgage for a commercial or investment transaction? Access a seamless, hassle-free financing solution without delays.
Need to unlock additional capital for your business? We provide second mortgages to help you release equity and meet your funding goals.
Want to fund a business using investment property equity? We can release it with a caveat.
Business funding made simple: secure capital with crypto-backed loans tailored to commercial transactions
With private lending in Geelong, qualify with as little as a 1-day ABN and enjoy freedom with no lock-in terms.
Whether you’re expanding, investing, managing a time-sensitive challenge, or in need of property funding in Geelong, Knote delivers lending that’s fast, flexible, and designed to keep you moving forward.
