Fast capital when time is critical
Caveat funding is a very short-term loan secured by lodging a caveat or charge over a property, allowing rapid access to equity without full mortgage registration.
This product is designed for urgent scenarios where speed outweighs structure.
Commercial /Investment purpose only (no consumer credit)
Residential, commercial, industrial, or land
Australia‑wide
Individuals, companies, or trusts
Need funds within 24–48 hours
Strong, near‑term exit (sale, refinance, incoming funds)
Flexible—distressed or urgent scenarios acceptable
$50,000 - $150,000
| Feature | Details |
|---|---|
| Security | Caveat / Property Charge |
| Loan Term | Up to 3 months |
| LVR | Lower than mortgage products (case dependent) |
| Approval Time | Same‑day / 24 hours |
| Documentation | Minimal |
For example only and in most cases: Subject to First Mortgagee Priority
A buffer of +10% to +25% is applied to the outstanding first mortgage (depending on the type and priority of the first mortgage provider).
This allows Knote Express to deliver fast funding decisions while still accounting for real-world risk, recovery costs, and capital protection.
Note: Terms and Conditions Apply.
Fees:
Know your costs upfront with clear short-term funding fees.
